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Multimillion Dollar Entrepreneur and Crypto Investor Reveals How Frustrated Savers Can Use DeFi To…

Become ‘Your Own Bank’ and Grow Your Money At 10–30% Per Year–Predictably and Safely

Takes under 2 hours to set up, and just 20 minutes per month to maintain and compound your returns over and over again.

Read on to find out exactly how it works.

A system created by Karnika E. Yashwant. Seen at

Earning 10–30% a Year on Your Money
(Without Trading or Big Risk) Is Simple in 2025

So… why isn’t everyone doing it?

Because they’re stuck in what I call ‘Traditional Mode’:
  • Leaving savings in a “high-interest” account earning 0.5%
  • Pouring money into the stock market, only to watch it crawl or dip
  • Waiting on dividends that barely move the needle
  • Chasing ‘secret stocks’, hoping for a 10x that never comes
  • Overwhelmed by crypto jargon and unsure who to trust
  • Believing passive income is only for the wealthy
  • Or worse… doing nothing because it all feels too complicated
If you’re like most people who try to grow their money in ‘traditional mode’ thinking, you probably fit into one (or more) of those categories.

The problem is, that’s the HARD way to get ahead financially.

Especially as inflation remains sky-high and the stock market stutters.

At the time of writing this, the S&P 500 is up less than 2% for the year. Typical savings accounts offer around 1%. Meanwhile, inflation is hovering close to 4%.

In simple terms, your money is quietly losing value.

Even if you’re doing everything “right” by traditional standards—saving consistently, investing in the markets, keeping money in the bank—you’re still falling behind. Not because you’re doing anything wrong, but because the system is stacked against everyday savers.

That’s why smart investors are waking up and looking for alternatives.

And in 2025, one alternative stands out above the rest…

How I Make $5-15K On My Money Every Month

In case you don’t know me yet—

My name is Karnika Yashwant.

Over the past decade, I’ve helped investors, governments, and leading Web3 companies navigate the crypto space—responsibly and profitably.
I’ve personally built multiple 7-figure businesses in blockchain.

And when global conferences or policy panels need someone to speak on blockchain, DeFi, or digital asset strategy, they regularly call me.

I share all that for one reason:

Because I know how to generate money safely in this industry.

And over the last few years, I’ve developed a unique system that consistently pays me between $5K–$15K per month in passive income.

For transparency, I have over $1 million invested.

The larger your starting capital, the higher your monthly earnings can be.

But even with just $500 or $1,000, the system returns 10-30% annually.

And no, the system is not trading.

No, you don’t need to study charts or learn crypto for months.

And no, you’re not risking everything in some unregulated platform.

It’s just a simple, reliable approach that anyone can use to get dramatically better returns on the money they already have… using a little-known corner of crypto most people still don’t understand.

Introducing: The Defi Passive Income Plan

The DeFi Passive Income Plan is my unique 3-step system that shows you how to use DeFi to ‘become your own bank’ and start growing your money at 10-30% per year predictably and safely.

It all revolves around a safer, smarter approach using Stablecoins.

Stablecoins are digital dollars pegged 1:1 to currency like the US Dollar.

Unlike Bitcoin or other volatile crypto assets, stablecoins don’t swing wildly in value. They’re stable by design—which makes them perfect for earning predictable returns… without putting your money at risk.

Now, don’t worry if this sounds intimidating right now.

Because in The DeFi Passive Income Plan?

I walk you through EVERY step of my unique process.

Including all the practicalities like:

  • How to safely convert your money in DeFi
  • How to safely choose platforms offering 10–30% returns
  • How to avoid scams and anything that could jeopardize your money
  • How to grow your returns with just 20 minutes of effort each month
  • The exact protocols, tools, and wallets I use personally
  • How to safely withdraw your earnings when needed
  • How to compound your profits every month again and again

I don’t just hand you obtuse theory in a PDF form either.

I show you everything, step-by-step, click-by-click, start to finish, LIVE on my screen so you can follow without risk of getting anything wrong.

And best of all?

You can watch AND implement my process in just 2 hours.

That means by the time you go to bed tonight, you can have your money safely working for you—earning 10–30% a year on near autopilot.

And let me assure you…

Just because my system is tight, doesn’t mean it’s light.

My team and I have spent over 200 hours distilling everything down into a crystal-clear, step-by-step roadmap—so you’re never left wondering what to do next or how to do it. You just follow my steps in real time.

Let me quickly show you how my unique 3 step system works.

The 3 Step Defi Passive Income Plan

Step 1: The Smart Start —How to Store, Buy, and Protect Your Stablecoins Like a Pro

Before you can start earning with Stablecoins, you need to get set up.

Most people rush this step and end up making mistakes that cost them time, money, and security. They pick the wrong wallet, leave their funds exposed, or overpay on stablecoin purchases—without even realizing it.

But professionals—the ones who truly know and understand DeFi—don’t cut corners here. They follow a precise protocol that guarantees their funds are safe, optimized, and fully in their control.

That’s exactly the kind of stuff you’ll learn in Step 1, including:
  • The Wallet Setup Used by Crypto Professionals – Not all wallets are equal. I’ll walk you through the exact wallet setup that top DeFi investors use to keep their funds secure, accessible, and protected.
  • The “Scam-Proof” Security System – I’ll show you the critical security measures that the smartest crypto investors follow—so you never fall for phishing scams, fake websites, or wallet-draining attacks.
  • How to Buy Stablecoins the Right Way (Without Overpaying) – There’s a clear best method for buying stablecoins at the lowest fees while making sure your funds stay safe and liquid. I’ll teach it to you.
  • The Pro Trick to Paying Less for Your Crypto – Most people unknowingly waste money on every purchase—I’ll show you how to avoid unnecessary fees and always get the best price.

Step 2: Making Your First Paycheck from Defi—Start Earning Real Returns Instantly

Ready to start earning 12%, 20%, even 30% returns on your money?

I’ll show you exactly how to do this, click-by-click.

Here’s what I’ll walk you through in Step 2:
  • The Safest Passive Income Platform (That Actually Works) – I’ll take you straight to the one platform that generates consistent, predictable yields—used by top investors and institutions to safely earn.
  • How to Deposit Without Losing Money on Fees – Most people don’t realize they’re overpaying on fees. I’ll walk you through the exact deposit method I use to keep more of your money working for you.
  • How to Set Up Your First Earning Strategy in Minutes – No complicated settings. Click-by-click, I’ll show you how to start earning immediately without wasting time or making mistakes.
  • The 3 Costly Mistakes That Can Drain Your Profits – Avoid the biggest pitfalls that cause beginners to lose money. I’ll show you exactly how to sidestep these traps and keep your earnings safe and growing.

Step 3: The Passive Income Accelerator—Multiply Your Earnings

Finally, with your system safely set up, your stablecoins earning, the last step is to lock in long-term success—so your passive income runs smoothly, scales safely, and keeps working for you into the future.

Here’s exactly what I’ll walk you through:
  • The Monthly Reinvestment System That Multiplies Your Earnings – I’ll show you my simple process for reinvesting your DeFi profits each month to accelerate growth—without overcomplicating it.
  • How to Track and Optimize Your Earnings in Minutes – You don’t need complex spreadsheets. I’ll show you a quick, effortless system to monitor and maximize your income in under 20 minutes a month.
  • The Right Way to Take Profits Without Stalling Growth – You’ll learn exactly when and how to withdraw money so you can enjoy your profits without slowing down your earnings (or paying high exit fees).
  • How to Exit or Adjust Your Investments Safely – Whether you need to take profits, rebalance, or fully exit, I’ll show you how to do it strategically—without penalties or lost gains.
  • How to Maintain Long-Term Growth Without Getting Left Behind – Markets evolve, and staying ahead matters. I’ll show you how to make small, intelligent adjustments to make sure you get maximized returns.

With The DeFi Passive Income Plan, You Don’t Have To Guess or Risk Any Wrong Moves

I’ve already tested, validated and used the steps.

I’ve proved they work by investing OVER $1,000,000 of my own money.

(Seriously—I show you where my money is invested in the course).


And now, you can follow my exact steps—a simple 3-step system—to safely start earning 10-30% on the starting capital you choose to invest.

That means no more money sitting idly in the bank.

No more allowing the banks to profit by lending out your money.

No more watching your savings getting eaten up by inflation.

Instead, you’ll take full control—putting your money to work for you, earning high-yield returns safely, just like the top crypto investors do.

You Might Be Shocked At How Fast Your Money Could Grow 

When most people see how fast their money could grow, their first response is shock. That’s because for years, they’ve been trained to expect nothing from their bank. But with stablecoins, the math changes.

Let me give you an example—

Put $500 in a traditional bank account, and after a full year, you might have made around $3.

That’s not a joke.

That’s reality in 2025.

Enough to cover a small coffee.

But put that same $500 into Stablecoins using my DeFi Passive Income Plan and you could grow it to over $2,000 in the next 12 months.

And this example uses a conservative 10% annual return.

Right now, I’m personally using a platform that’s paying over 30%, providing me with thousands of extra dollars a week—but I can’t guarantee this opportunity will last, so let’s keep this grounded for now.

Use the calculator below to see what 10% returns could look like for you.

Enter your starting amount, your weekly contribution, and watch how fast your money could compound… without needing a six-figure portfolio.

📈 DeFi Earnings Calculator

Estimate your long-term crypto earnings with monthly compounding

You might be shocked by the growth you see.

Most people are!

That’s because they’re used to the traditional way of saving money with banks… the way that pays you pennies while inflation takes hundreds.

But in 2025, you don’t have to settle for that any longer.

When you put your money to work inside the right DeFi system—one that’s safe, secure, and built on stablecoins—you can start to create substantial returns that can put hundreds of extra dollars (sometimes thousands of dollars!) back into your pockets every single month.

Join The DeFi Passive Income Plan Community and Have Peace Of Mind As You Invest

The DeFi Passive Income Plan gives you everything you need to start earning passive income with stablecoins in just a couple of hours.

But the truth is—trying to do it all alone can slow you down.

That’s why, when you join, you’ll also get access to our private Telegram community—a place where you can connect with others who are putting the system into action, ask questions, share results, and get unstuck.

And yes—I’m in there too.

Along with my team.

For context, this is the only place online where you can get my personal help with this strategy—unless you want to hire me for $10,000 a month.

Inside the community, you’ll get:

  • Direct answers from me and my team to your specific questions
  • Smart, supportive people who are using the exact same system you are
  • A shortcut to results—see what’s working for others and follow their lead
  • Real feedback, and fast support when you need it most
  • No noise, no fluff—just clear guidance from people who get it

If you’ve ever wanted a hands-on mentor and support system to make sure you get your investments right without fail, then this is your chance.

I’ll be there in the group for you, supporting you every step of the way.

The Defi Passive Income Plan Is Designed To
 Pay For Itself Quickly

As I write this, I'm personally earning 39% with my Stablecoins.

Let's put that into perspective:

If you invested JUST $500 today, you'd earn $195 in passive income in the next year - paying for two-thirds of the course without lifting a finger.

Now imagine if you invested $5,000.

You'd earn $1,950 in your first year alone.

That's over 6 times the course cost, earned completely passively.

Now imagine if you invested $5000 and added $200 per month—following my 20 minute monthly reinvestment system.

After 12 months, you would have $8,653 in your account.

That’s a 29 time ROI on my system you can invest in today.

Naturally, the more you invest, the more money that compounds.

But no matter what you invest, even if you start with just $500, you will start making your money back immediately—whilst you sleep tonight.

Your money starts growing from minute one.

And this system pays for itself before you know it.

But in case you still have reservations, allow me to assure you:

I Guarantee You'll Earn At Least Double The Federal Reserve Rate In The First 30 Days … Or I’ll Give You a Refund And Cover The Difference

Here's exactly what I mean by that:

The Federal Reserve’s current benchmark interest rate is 4-4.25%, and if you follow my system, I guarantee you’ll earn an actual annualised yield of at least double within your first 30 days of using my system.

If you don’t, then I’ll refund you 100% of your course investment… and I’ll personally cover the difference between what you earned and what the guarantee promised out of my own pocket.

That means there's zero risk to you when you sign up today.

You either beat the Fed’s rate by double in your first 30 days.

Or you get your money back—and I pay you the difference.

If You Have At Least $500 to Start and 20 Minutes a Month to Grow It, This Is For You

At this point, you have one of two choices in front of you.

You can either go back to your 1.3% “high interest” account and watch as your money continues to get eaten up by inflation—simply because you convinced yourself that this is too hard or just too good to be true.

If that is you, that’s okay—seriously.

My strategy isn’t for everyone.

But if you’re not one of those people, and you’re willing to take a simple, safe step to finally make your money grow, then this is your opportunity.

Every day you are not using my system is a day your money sits idle.

People are using my system to generate real returns—between 10-30% every single year—without trading or taking wild risks right this second.

They’re watching their wealth stack.

They’re making an extra $50, $500, even $5,000/month.

And you can join them by getting started on this very page now.

The choice is yours, but the smart move is clear.

The DeFi Passive Income Plan is your fastest path out of the old, broken savings system—and into the new digital economy where you can safely generate an extra 10-30% on your money every single year.

Tap the button below to get instant access, risk-free.

And in just 2 hours, you’ll be set up, earning at least double what your bank offers, and growing your wealth safely when you go to bed tonight.

This is your first step toward the smartest passive income plan in 2025.

My team and I can’t welcome you into the group and help you forward.

Start My $50 to $5,000/Month Stablecoin Strategy

Payment Plan

- LIFETIME ACCESS -

3 x Monthly Payments
of $150

One-Time Payment

- LIFETIME ACCESS -

BEST VALUE

$497 $297

One-Time Payment

- LIFETIME ACCESS -

BEST VALUE

$297

Frequently asked questions

How much time do I need to set this up?

The entire system can be set up in just 2 hours—even if you're brand new to DeFi. You don’t need to learn any complicated tech or watch hours of theory. Just follow the step-by-step instructions and you’ll be up and running the same day you start.

What if I don’t have much money to invest to begin with?

You can get started with as little as $500. The strategy scales as you grow, so even small amounts can begin earning passive income right away. And, I know many people that have started small, built confidence, and then grown their portfolio over time using this exact system.

How is The DeFi Passive Income Plan different from other courses teaching this?

Most DeFi courses are bloated, outdated, or filled with high-risk strategies that leave beginners confused and exposed.

This isn’t that.

The Passive Income Plan is a tight, 3-step system built by someone who actually earns $5K–$15K/month from stablecoins. It’s proven, safe, beginner-friendly, and takes just 2 hours to set up—no fluff, no filler.

What if I’ve never used DeFi before?

Perfect. This course was built for all levels.

I show you everything—from setting up your wallet to securing your funds and making your first deposit. You don’t need technical skills or crypto experience—just a willingness to follow the steps.

What if I get stuck or have questions?

You won’t be alone. You’ll get access to a private Telegram group where you can ask questions, get support, and see how others are doing.
My team and I are inside the group too, answering questions and helping members daily. It’s the only way to get direct access to my insights unless you're paying $10K/week for private consulting.

Is this really passive income—or will I need to manage it all the time?

This system was built to be as hands-off as possible. After the 2-hour setup, you only need about 20 minutes a month to check your yield, reinvest, or take profits. That’s it. No constant rebalancing, no daily monitoring—just smart, compounding growth.

How do I get started?

Easy! Just click the button below, enter your details and you’ll have instant access to the full step-by-step course. Tonight, when you go to bed, you’ll rest your head on the pillow knowing your money is finally working for YOU — earning you passive income whilst you sleep.
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